Welcome to PointeOnTheBay.com! These Terms of Use govern your use of our website. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.

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1. Use of Website

1.1. You must be at least 18 years old to use this website.

1.2. You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or inhibit their use and enjoyment of the website.

1.3. You agree not to engage in any activity that could harm, disable, overburden, or impair the functioning of the website or interfere with any other party's use of the website.

2. User Accounts

2.1. To access certain features of the website, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

2.2. You agree to provide accurate and complete information when creating your user account and to update your information promptly if it changes.

2.3. You agree not to share your account credentials with any third party or allow anyone else to access your account.

3. User Content

3.1. By submitting content to the website (including but not limited to comments, posts, and messages), you grant PointeOnTheBay.com a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content worldwide in any media.

3.2. You retain ownership of any content you submit to the website, but you grant PointeOnTheBay.com the right to use such content as described above.

3.3. You agree not to submit any content that is unlawful, defamatory, libelous, obscene, pornographic, indecent, lewd, harassing, threatening, harmful, invasive of privacy or publicity rights, abusive, inflammatory, or otherwise objectionable.

4. Intellectual Property

4.1. All content on this website, including text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of PointeOnTheBay.com or its content suppliers and is protected by international copyright laws.

4.2. You may not reproduce, distribute, display, modify, or create derivative works of any content on this website without the prior written consent of PointeOnTheBay.com.

5. Limitation of Liability

5.1. PointeOnTheBay.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the website.

5.2. In no event shall PointeOnTheBay.com's total liability to you for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you, if any, for accessing the website.

6. Changes to Terms

6.1. PointeOnTheBay.com reserves the right to modify or revise these Terms of Use at any time without prior notice. By continuing to use the website after such changes, you agree to be bound by the revised terms.

7. Governing Law

7.1. These Terms of Use shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles.

8. Contact Us

8.1. If you have any questions or concerns about these Terms of Use, please contact us at boardofdirectors@pointeonthebay.com.